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10% renewal increase, nothing's changed
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spikekellyrm
 


Member Since: 23 Jul 2015
Location: Manchester
Posts: 662

United Kingdom 2012 Discovery 4 3.0 SDV6 XS Auto Baltic BlueDiscovery 4
10% renewal increase, nothing's changed

Just had my renewal, from £760 to £840. I thought to myself, ah it's just the old renewal trick, they're trying their luck
Had a look on comparison sites and they're even more than the new renewal price.

Nothing has changed, another year's no claims, I don't know how they can justify increasing it
Obviously I have to just suck it up and pay it, mad isn't it Big Cry
 D4.5 Facelift, Lazer ST4, Prospeed underbody and rack, IID BT, Compomotive/BFG KO2, Series MFlaps, RAI, Dog Gd+XBB, Alive Tuned, T-Max/YellowTop, RemoteFBH, GlassesMod, WheelWinchMod, Jack Mod, LED Mods, Seized Crank Mod....  
Post #18126398th May 2017 5:59 pm
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BBDisco3
 


Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3639

United Kingdom 

Things have changed - this time last year the insurance premium tax (IPT) stood at 9.5% but since then it has increased to 10%.

Furthermore if you have a June renewal the tax rate increases to the new 12% Thumbs Up
  
Post #18126588th May 2017 6:26 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72742

Ukraine 

Plus there was a change to the compensation levels that stuffs up everyone's premiums.
   
Post #18126608th May 2017 6:27 pm
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andy526rt
 


Member Since: 15 Feb 2017
Location: Westcliff on Sea
Posts: 99

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Lux Auto Corris GreyDiscovery 4

make sure you shop around though.... never accept a renewal quote straight off!
  
Post #18126648th May 2017 6:30 pm
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mz mini
 


Member Since: 02 Jul 2014
Location: Sunny Devon
Posts: 1759

United Kingdom 2013 Discovery 4 3.0 SDV6 XS Auto Siberian SilverDiscovery 4

Just had same issue told LV I told them that we would be leaving and would no longer be renewing any of the cars that we have with them , LV soon folded now back to last years renewal price Rolling with laughter
 Land Rover 90 - deceased Sad
Discovery 3 - deceased Sad
Discovery 4 2013
Mini Cooper S 1964 Mk1 - International Rally winner red & white
Mini Cooper s 1964 Mk1 - Road Rally champion green & white
Mini Cooper S 1971 Mk3 - original and unrestored Smile
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Citroen Xsara Picasso - shed/run around 
 
Post #18126748th May 2017 6:51 pm
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spikekellyrm
 


Member Since: 23 Jul 2015
Location: Manchester
Posts: 662

United Kingdom 2012 Discovery 4 3.0 SDV6 XS Auto Baltic BlueDiscovery 4

Ahh thanks guys.

I'll threaten to leave and give it a go but probably just pay it anyway. All these hikes in rates due to people getting run over and stuff Whistle
 D4.5 Facelift, Lazer ST4, Prospeed underbody and rack, IID BT, Compomotive/BFG KO2, Series MFlaps, RAI, Dog Gd+XBB, Alive Tuned, T-Max/YellowTop, RemoteFBH, GlassesMod, WheelWinchMod, Jack Mod, LED Mods, Seized Crank Mod....  
Post #18127198th May 2017 8:40 pm
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spikekellyrm
 


Member Since: 23 Jul 2015
Location: Manchester
Posts: 662

United Kingdom 2012 Discovery 4 3.0 SDV6 XS Auto Baltic BlueDiscovery 4

Just called and told them that the comparison sites were cheaper.

I gave them a fictional quote and funnily enough they 'worked really hard but managed to beat it' by £1.

Another year done Rolling Eyes
 D4.5 Facelift, Lazer ST4, Prospeed underbody and rack, IID BT, Compomotive/BFG KO2, Series MFlaps, RAI, Dog Gd+XBB, Alive Tuned, T-Max/YellowTop, RemoteFBH, GlassesMod, WheelWinchMod, Jack Mod, LED Mods, Seized Crank Mod....  
Post #181530115th May 2017 5:37 pm
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FISHBOY
 


Member Since: 06 Sep 2010
Location: Kent
Posts: 754

United Kingdom 2014 Discovery 4 3.0 SDV6 HSE Auto Indus SilverDiscovery 4

Ive just had the annual Insurance saga... and got to say its barking.

Last year paid £633 for on my 64 HSE and the wifes 200bhp Clio Cup.

Last week got the renewal at £828. Phoned them up and instantly got £80 off to £750...

Though ok - that's better and more realistic as last years premium covered a R Line Treg for 4 months before I switched back to another disco.

Anyway - advised them about a plate change - nothing fancy just a 6 digit with HSE at the end.

BOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOM! Shocked Insurance went from £520 for the disco to £1000 and bringing the grand total to £1250. Told them to poke it.

Phoned around the big houses and got the multi car quote back down to £750.

Current insurer then called me up yesterday and said "Sorry sir - system error - number plate change will have no effect on premium".

So come back to full circle and back down to £750 with the original big house...

What a par larva Yawn

Now to tackle my energy bills Shocked
 Last of the D4 HSE...  
Post #181549616th May 2017 7:24 am
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craigc
 


Member Since: 26 Feb 2010
Location: swansea
Posts: 143

Wales 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Waitomo GreyDiscovery 4

We have been with LV for years for both car. Last year I changed D3 for D4 Landmark rang up to change cover, sorry sir but we will not cover your new car😳 After long wait. Sorry we don't cover cars of that value with out Tracker fitted 😤 Shopped around, AA cheaper happy days, this year £300 more?? A lot of company wouldn't quote 😳 Seams more wanted Tracker fitted. AA came down a bit but not much, now gone with A Plan about same as last years 👍
  
Post #181551016th May 2017 8:39 am
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Someone-Gone
 


Member Since: 21 Dec 2015
Location: Gone
Posts: 5117

United Kingdom 

spikekellyrm wrote:
Just called and told them that the comparison sites were cheaper.

I gave them a fictional quote and funnily enough they 'worked really hard but managed to beat it' by £1.

Another year done Rolling Eyes


You were lucky. Most insurance companies within seconds can trace quotes done via comparison sites. I know, I quoted a genuine comparison price to them and they were able to look at the quote. Rolling Eyes
  
Post #181553116th May 2017 9:50 am
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gje
 


Member Since: 09 Mar 2014
Location: world
Posts: 488

Wales 

I seem to recall that if you delete your browser history and clear all 'cookies' then gocomparethemeerkat sites cant track you?
  
Post #181556616th May 2017 11:42 am
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