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How to buy one
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RRUK
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How to buy one

OK, this question is not as dumb as it first sounds.

Like everyone else, I spec'd up a nice one on the LR configurator and ended up over £62K with ease.

My question is this:

You see thousands of new LR products on the roads, especially RR Sports, RRs and soon the D5, yet what I don't understand is where people are getting finance deals that make it in any way affordable.

With LR finance you're looking at £750-£1500 a month, depending on your deposit, mileage and months.

That's a second mortgage payment every month, and even then, at the end, you still don't own it!

How do people make the figures work?
  
Post #171283529th Sep 2016 3:56 pm
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Post #171283729th Sep 2016 4:00 pm
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Aerialmark
 


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Post #171284629th Sep 2016 4:24 pm
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RDR
 


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Re: How to buy one

RRUK wrote:


How do people make the figures work?


man maths Whistle

fact is a 65k plus interest is 70 odd thousand pounds and any finance deal has to present a plan to some how pay that off in 2-4 years so its gonna hurt no matter who you go with. LR finance can be pretty good with incentives Thumbs Up
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Post #171285729th Sep 2016 4:43 pm
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DG
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Maybe look at it this way ... you are getting a £70k motor but only paying around a 1/3 of that over 3 years then handing it back for a new one on the same terms ...therefore after 9 years you will have had 3 new motors always covered by warranty for the price of one new one. Don't get bogged down in 'owning it' unless you want to keep it long term and run it into the ground.
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Post #171286029th Sep 2016 4:50 pm
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RDR
 


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spot on DG. Said it before on here, personally i just see my monthly finance as a car subscription and always change before I own it. Sometimes I have to put hardly anything into the next one i just hand the keys back and take a new one Thumbs Up
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Post #171286129th Sep 2016 4:55 pm
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Post #171286429th Sep 2016 5:03 pm
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J77
 


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Pretty much as RDR says, I'm an LR addict, I've been looking at other cars but always find a way to justify the price. I don't have a wife so that's one obstacle out the way Laughing
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Post #171286529th Sep 2016 5:06 pm
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RDR
 


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Laughing

Technically no wife but a SWMBO of 20 years, 3 kids, 3 dogs, horse, cats, chickens, countless small fury things its a lot of mouths to feed :blu:

some how i still manage to justify the permagrin Smile

I thought about buying my current one outright but at a list of £65k I've put that money to much more profitable use than the saving of 6.7% interest or what ever it was. Swings and round about and definitely down to personal circumstances.
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Post #171288329th Sep 2016 5:38 pm
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Aguesty1
 


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Aerialmark wrote:
In Burnley its definitely drug dealing.You can do an NVQ in it at Burnley college Whistle


Definitely Laughing

Nice looking college though, I was part of the 2 year build! That wasn't in the prospectus when they advertised it though!
  
Post #171297129th Sep 2016 8:06 pm
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sacimiddx
 


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Perspective

A 76k FFRR cost you 48k over 35 months (LR pcp figures)

A 1/3rd of 76 is is 25 - bit if a difference there then

Without price rises that's 144k over 9 years

That's the cost over having a new 76k car every 3 years




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Post #171302629th Sep 2016 9:06 pm
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