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Disco Smash on way home from Work - Bad language on video
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ronp
 


Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15205

United Kingdom 2014 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

Well that's a bit of a bummer!!

You sure the driver wasn't Sebastian Vettel .... similar type of move on Sunday

Hope it all works out ok for you. Thumbs Up
 🏴󠁧󠁢󠁳󠁣󠁴󠁿  
Post #185921019th Sep 2017 11:25 am
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defector
 


Member Since: 23 Feb 2009
Location: Greater Manchester
Posts: 1418

United Kingdom 2008 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

BBDisco3 wrote:
defector wrote:

.... that is why on occasion i have already said on the forum that when you or your claim company put the claim in against the other insurers, to put a claim in for increased premiums for the next 5 years as your premiums go up due to no fault of your own.


But how do you quantify the amount to claim for ?

However, you wouldn't be successful anyway Thumbs Up


I'm sure the legal representatives who deal with insurance companies will have some figures, or you can go online for insurance quotes with and without the non fault accident to see if and how much of an increase in premium.

Give a lawyer a bone.............

Why would it be unsuccessful?
It may need to be tested but you never get what you don't ask or fight for , especially with insurance companies.
  
Post #185921419th Sep 2017 11:40 am
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RLD
Uncle Ray 


Member Since: 18 Jul 2005
Location: all ways some where
Posts: 11927

United Kingdom 2005 Discovery 3 TDV6 SE Auto Zambezi SilverDiscovery 3

Gutted for you but your ok the main thing hope you get it sorted ok Thumbs Up
 Home of RLD Hidden winch mounts Spare wheel Locks Trailer Body Fabrication ray@rld-tech.co.uk D3/4 sump plates MY 14 sump plates and the Discovery Sport wheel protectors Discovery 5 wheel locks
more Helsport tents and other things for camping Law of Mechanical Repair:
"After your hands are coated with grease, your nose will begin to itch and you'll have to pee!" 
 
Post #185921519th Sep 2017 11:42 am
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Iguana
 


Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9402

Ukraine 

Thumbs Up

5hrs of calls today now! Shocked

Now waiting for repairer to come back with price then see if it's worth repairing
 Iggy/Ieuan

Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper

- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!) 
 
Post #185922019th Sep 2017 11:44 am
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okennedy
 


Member Since: 03 Dec 2008
Location: Roscommon
Posts: 138

Ireland 2015 Discovery 4 3.0 SDV6 Commercial Auto Causeway GreyDiscovery 4

Syd wrote:
DSL wrote:
Hope it's gets sorted Iggy, it's hassle you just don't need. Sad


I think the whole forum is supporting the above statement.


+1 on that statement above. Most annoying thing about these incidents is getting hammered by insurance companies for doing the right thing!! Evil or Very Mad
 MY15 D4 Causeway Grey
MY12 D4 Orkney Grey - Gone
MY07 D3 Java Black - Gone 
 
Post #185925519th Sep 2017 12:58 pm
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Iguana
 


Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9402

Ukraine 

Well good old 'Avon & Somerset; Constabulary have come up trumps, they carried out enquirers and could not find insurance details.

So they rang the company and confirmed car is insured, they've even sent me an email with a copy of the certificate Bow down Bow down Now passed on to Legal and my insurance company

Top work by 5'O Thumbs Up
 Iggy/Ieuan

Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper

- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!) 
 
Post #185926319th Sep 2017 1:18 pm
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BBDisco3
 


Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3638

United Kingdom 

Good news Thumbs Up

Just goes to show that databases are not always up to date or accurate.
  
Post #185926719th Sep 2017 1:24 pm
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al cope
 


Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10288

England 

Thats a pain Iggy.

This is why I'm always a bit Censored off with the protected NCB bit (as yes I do have it). A lot of folks think it protects their premium from rising after a claim but it doesnt. It just means you go from having, say, 60% discount off a 500quid premium this year to 60% off a £1000 premium next year.

And yes, I got hit in the rear whilst starionary at traffic lights - my premium went up the next year even though full costs were recovered from the other guys insurance. When I asked why I was told I was a greater risk - I asked how that was as every day, millons of us sit waiting at traffic lights, are we all then a risk at that point. - Didnt change the cost, and even after 3 years I think I am still paying more than I would have done with no accident.

Al
 Volvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD 
 
Post #185928919th Sep 2017 3:01 pm
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wiggs
 


Member Since: 03 Sep 2006
Location: Manchester
Posts: 14368

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Fuji WhiteDiscovery 4

I have excactly the same situation as al cope

Been shafted and not even claimed from my insurance company
 G4 Gone ...but not forgotten  
Post #185929619th Sep 2017 3:10 pm
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Iguana
 


Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9402

Ukraine 

Yup, I'm expecting mine to go up next year as I will be a greater risk to insure Censored Censored Censored
 Iggy/Ieuan

Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper

- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!) 
 
Post #185931019th Sep 2017 3:33 pm
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Aerialmark
 


Member Since: 21 Jun 2015
Location: Burnley (Where the M65 is cobbled)
Posts: 5189

England 2005 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

Just read this Iggy, so sorry mate. Glad you are ok but I know its going to be a pig with the insurance next year. Big Cry
 The happiest of people don't necessarily have the best of everything;
They just make the best of everything they have. 
 
Post #185931519th Sep 2017 3:37 pm
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J@mes
 


Member Since: 10 Nov 2008
Location: Bomber County
Posts: 4544

England 2014 Discovery 4 3.0 SDV6 XS Auto Corris GreyDiscovery 4

As did I - my car was hit by a roadsweeper outside my house while I wasn't there. Told my insurers there might be a claim coming, but never did in the end as I couldn't prove it and my witness disappeared.

Come renewal time I was informed I had suffered a "loss" and ended up spending the next 3 years declaring it on 4 vehicle policies which cost me a sodding fortune - more than the repair did.

Never again. Censored to them! Thumbs Up
  
Post #185932319th Sep 2017 4:03 pm
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Iguana
 


Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9402

Ukraine 

Quite like my little hire car
Click image to enlarge

Click image to enlarge


Off to Bracknell office tomorrow, so will give it a good drive, Quattro S-Line Q7 Whistle
 Iggy/Ieuan

Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper

- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!) 
 
Post #185966520th Sep 2017 3:19 pm
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geoffsnook
 


Member Since: 13 Jun 2014
Location: south wales
Posts: 3169

Wales 

Very nice Thumbs Up
 Discovery 3 se gone
Range rover sport supercharged here:) 
 
Post #185966920th Sep 2017 3:30 pm
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Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26679

United Kingdom 

Will it tow your trailer to camp?
  
Post #185967220th Sep 2017 3:43 pm
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