Member Since: 18 Mar 2018
Location: Taunton
Posts: 15
European Breakdown Insurance
I know this will be a subjective topic but does any one have experience of European Breakdown cover? I will be towing an expedition trailer through Spain and Portugal and would need them repatriated if I couldn't get them fixed abroad. To extend my current RAC cover will cost another £150
5th Apr 2018 10:37 am
rrhool
Member Since: 28 Aug 2014
Location: Norfolk
Posts: 4399
I had a standalone RAC European cover for a trip to France last year, £65.
I'm not an RAC member, just bough this after an internet trawl.Richard
D3 SE 2007. Triumph 2.5Pi 1973. Ferguson TEA20 1948.
Discovery 2 4.0 ES 2001- Gone
Discovery 1 300Tdi ES '95 - Gone
Range Rover Classic '79 - Gone
5th Apr 2018 10:42 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72774
Check and understand cover limits closely, some have a limit of the number of “breakdowns” and an overall trip limit. I was with AA/Eurotunnel but binned that mid policy and changed to the top RAC cover having experienced 2 breakdowns under the former. The more you see “unlimited” in the cover description the better.
5th Apr 2018 10:51 am
John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
There are a couple of levels of the RAC cover. The top one will repatriate your car, then next one down will, but only up to the value of the vehicle. Read the terms carefully (at least this was the case last year when I looked) and don't just take the word of the sales person on the phone... they were lovely, but I was discussing an edge case which they'd little experience of.
My D3 which I've had for years is worth considerably more to me than the probably worthless value an insurer would put on it.
John2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
5th Apr 2018 10:57 am
John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
"We’ll pay up to the market value of your vehicle to get it back to the UK, providing your vehicle is not beyond economical repair"
vs
Quote:
"We’ll pay to get your vehicle back to the UK if it can’t be fixed, providing your vehicle is not beyond economical repair"
...actually, I think that 'beyond economical repair' is new, and wouldn't help me 2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
5th Apr 2018 10:59 am
Devon cook
Member Since: 18 Mar 2018
Location: Taunton
Posts: 15
Thanks all,some really useful advice, especially looking for unlimited clauses and them only paying up to market value of vehicle. Have just called the RAC, they have given me a further 10% discount on their top level cover so will go with that.
5th Apr 2018 11:14 am
Russell
Member Since: 24 Aug 2007
Location: Kent
Posts: 10564
Also watch as a lot of the companies have maximum trailer lengths
From memory RAC have a maximum of somthing like 7 meters but if you do i through one of the caravan clubs then RAC has no limit!!!!! But otherwise its the same policyMY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club
5th Apr 2018 11:43 am
daviesmichael79
Member Since: 09 May 2017
Location: Cork
Posts: 21
Breakdown Cover
2 years ago I had the Pleasure of blowing the Turbo in my Volvo Xc90 towing my caravan back from France to Ireland, on the way to the ferry might I add. Of course it happened the weekend of St Bastille day so the Volvo garage said that they wouldn't be able to take a look at the Volvo for another 2 weeks . I always take out breakdown Insurance and mine that year was with Aviva. They put us up in a hotel for another 3 nights until the next ferry left for Ireland. They gave us a hire car to the ferry France side, then another hire car Ireland side for a week. They then shipped my Volvo and caravan (which I might add is 7.75 mts long, double axle) back to my door in Ireland about 4 weeks later . All in a good service for 75 euro and I took out last years Insurance with them again and it was still 75 euro for the year. Can't complain really, I leave that too SWMBO.
Serves me right for picking that vehicle. Last year disco 3 no problems so hoping for a 2 year streak this year.
8th Apr 2018 8:21 pm
Russell
Member Since: 24 Aug 2007
Location: Kent
Posts: 10564
Can I ask with who you took out the insurance pleaseMY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club
8th Apr 2018 8:29 pm
daviesmichael79
Member Since: 09 May 2017
Location: Cork
Posts: 21
Roadrescue was the company name.
8th Apr 2018 9:13 pm
Russell
Member Since: 24 Aug 2007
Location: Kent
Posts: 10564
MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum
in my Volvo Xc90 towing my caravan back from France to Ireland, on the way to the ferry might I add. Of course it happened the weekend of St Bastille day so the Volvo garage said that they wouldn't be able to take a look at the Volvo for another 2 weeks 
. All in a good service for 75 euro and I took out last years Insurance with them again and it was still 75 euro for the year. Can't complain really, I leave that too SWMBO. 
