austringer
Member Since: 04 Aug 2018
Location: downham market
Posts: 41
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This post has been edited by the site administration team
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10th Aug 2019 6:35 pm |
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yogi972
Member Since: 05 Jun 2011
Location: Kineton
Posts: 3372
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Sorry for your predicament, but I don’t think there is any need for racism
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10th Aug 2019 7:36 pm |
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Moo
D3 Decade
Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 13805
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Sorry your car caught fire but it wasn’t MOT’d and you drove it whilst it didn’t have an MOT. To be honest the only person at fault is you re the MOT and not your insurer. You are responsible for ensuring it is road worthy and legally allowed to be on the road. How does you insurer know your car was road worthy?
Apologies if this is a bit strong but you lost me on the rant about your insurer and ownership. New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
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10th Aug 2019 9:29 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50930
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Section 3. of the Hatings policy is quite clear
Quote:You should maintain your Car in an efficient and roadworthy condition and have a valid
Department for Transport Test Certificate (MOT) if one is needed by law.
• You must give your Insurer access to examine your Car and if asked send them evidence
of a valid MOT and/or evidence your Car was regularly maintained and kept in a good
condition. 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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10th Aug 2019 9:57 pm |
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austringer
Member Since: 04 Aug 2018
Location: downham market
Posts: 41
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Moo
The insurance company took the car to have the engineers assessment done and repair as necessary, they are required to collect car from RAC and do engineers report within 48 hrs, so they are required to have an engineers report completed within 4 days after i call to make a claim,
This company had the car 2 weeks and didnt even look at it, there has been no engineers report done, i was told it was done so i requested the car back and after delivery they told me they had not had time to look at my car yet.
Some bitch on the phone told me i am not allowed to get the car back before an engineers report is complete without forfitting my right to make a claim.
All of the above tactics are illegal and insurance companies have been told not to behave in this way
If you think all these things were done because of no MOT think again as they did not know about the no MOT thing until day 16
Hope you understand now,
Also i forgot to mention the lady from the salvage team told me i had to send her the v5 or they would not be able to do the engineers assessment, also completely bahaving like gangsters trying to get hold of MY car for themselves, they are not having my car, it is mine, not theirs, and trying to put fear into me about losing out on a claim for not handing the car over is completely outragous and this is when i called and made formal complaints about all of this, they said they would never do such things but when i told them i record all conversations they put me through to someone who can log formal complaints and seemed to be the only agent there who had been given any training of how to do their job.
LOOK on the forums search for hastings direct and you will see they are voted the worst insurance company and have done the same thing to everyone trying not to pay out, I also see on the forums some insurance companies just behave normally when it comes to claims and just pay out quickly as to help the customer get back on the road as soon as possible, hastings do the opposite.
I understand that i had no MOT, and that could invalidate my insurance
Thanks for your input so incredibly helpful for me now here in this situation asking for help. Please post more and more helpful comments as i am trying to get as much useful help here as i possibly can before i head off to Italy and leave this backwards narcissistic inbred depressed self satisfied miserable country full of people who are not even happy to be alive or even realize that there is more to life than just picking fault with other people instead of embracing change and bettering themselves by not beleiving they are perfect so as to learn and become better human beings.
I am off to sunshine and culture, keep your pound sterling and keep moaning, i will be on the beach.
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10th Aug 2019 10:03 pm |
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adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
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Don’t let the door hit you in the back on the way out.
And congratulations on winning the ultimate flounce award, but thanks for the amusing rant. Now Golf GTI PP, 7 speed DSG.
Ex D3 and D4
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10th Aug 2019 10:13 pm |
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Moo
D3 Decade
Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 13805
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Shut the door behind you as you leave. New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
Last edited by Moo on 11th Aug 2019 8:39 am. Edited 1 time in total
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10th Aug 2019 10:17 pm |
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CongoBoy
Member Since: 05 Mar 2019
Location: Wiltshire
Posts: 525
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Well I just saw the post before it was removed.
Just for the record, I've come back from watching the Springboks beat Argentina in the Southern Hemisphere Championship at a party with fellow SA ppl here in GB, hence why I'm replying now. I actually wanted to catch up on a couple of posts I'm following.
Whatever sympathy I had for this individual has now gone.
As mentioned; driving a vehicle illegally (knowingly or not!), blaming an insurer for not paying out,and, that because a South African appears to own it, we are all to blame?
I enjoy this forum because we love all things Land Rover (in general) and Discovery (in particular).
It has been an infinite source of knowledge to Land Rover/Disco owners around the world, hence the specific sites in Italian, French, Spanish, etc.
Why would you post something this offensive, not thinking that African Forum members would not take umbrage??
I have calmed down and think the previous posts have explained enough.
Shame on you Sir! 2008 D3 HSE Stornoway Grey (UK)
2008 D3 HSE Izmir Blue- South African Spec. (Zimbabwe)
2005 FFRR SC V8- Java Black
1995 D1 300 Tdi Blue - (Sourced from the UK, shipped to Namibia, driven by me to RD Congo, then Zambia, now retired in Zimbabwe)
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10th Aug 2019 10:18 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50930
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austringer wrote: instead of embracing change
How about just embracing getting an MOT on time 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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10th Aug 2019 10:21 pm |
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Farmer Chalk
Member Since: 06 Mar 2013
Location: Independent Republic of Kentishshire.
Posts: 4156
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Was that Danger Dave?
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10th Aug 2019 11:08 pm |
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JackNorris
Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1877
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Bye... MY2023 Discovery 5 R-Dynamic 3.0
MY2020 Discovery 5 Landmark 3.0 - SOLD
MY2005 Discovery 3 V8 4.4 HSE - SOLD
MY2019 Discovery 5 SE 3.0 - LR Replaced !
MY2005 Discovery 3 S 2.7 - SOLD
MY2016 Discovery 4 Graphite - SOLD
MY2015 Discovery 4 SE Tech - SOLD
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10th Aug 2019 11:21 pm |
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Gorilla63
Member Since: 18 May 2019
Location: Bewdley
Posts: 430
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austringer wrote:
Some South African guy owns it so i am not surprised, anyone remember the b side to the spitting image chicken song?
And what is that supposed to mean?
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11th Aug 2019 5:43 am |
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aja4x4
Member Since: 14 Apr 2019
Location: Westbury
Posts: 2459
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No MOT and I bet it wasnt service correctly. The fire may have been caused by something that would have been picked up on either.
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11th Aug 2019 7:10 am |
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stiff
Member Since: 17 Jul 2017
Location: Either cashpoint or garage...
Posts: 293
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I had a sneaky suspicion this thread was going to become entertaining as soon as the “no MOT” came up....and it didn’t disappoint MY2008 D3 - It got me hooked...gone
MY2012 D4 - It kept me hooked...gone
MY2007 D3 - Mid-Life crisis toy continues driving me to bankruptcy...
MY2018 "D5" Si6 - But is it a "true" LR...discuss...but now gone
Back in a D4 with a lot of extras....
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11th Aug 2019 7:19 am |
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knwatkins
Member Since: 19 Sep 2018
Location: Poole, Dorset
Posts: 716
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austringer wrote:Moo
Thanks for your input so incredibly helpful for me now here in this situation asking for help. Please post more and more helpful comments as i am trying to get as much useful help here as i possibly can before i head off to Italy and leave this backwards narcissistic inbred depressed self satisfied miserable country full of people who are not even happy to be alive or even realize that there is more to life than just picking fault with other people instead of embracing change and bettering themselves by not beleiving they are perfect so as to learn and become better human beings.
I am off to sunshine and culture, keep your pound sterling and keep moaning, i will be on the beach.
I don't think you're going to get much help here with that attitude
The irony of your post is unreal and I refer specifically to the use of the word 'miserable'.
Enjoy Italy and I hope you find happiness Kev
MY2014 L405 RR Vogue SE 4.4 SDV8 in Corris Grey
MY2010 L320 RRS HSE 3.0 TDV6 in Stornoway Grey
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11th Aug 2019 8:19 am |
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