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Who do you insure with?
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hotrocks
 


Member Since: 05 Jan 2010
Location: England
Posts: 467

United Kingdom 2009 Discovery 4 3.0 TDV6 XS Auto Siberian SilverDiscovery 4
Who do you insure with?

Well, my insurance renewal has arrived from the NFU and has increased from £650 (Full comp, full business use, three named drivers, windscreen cover, protected no claims, legal protection and free hire car etc etc) to £1200... yep you read tyhat right... £1200 Shocked

I have spoken to the local office who i have a good relationship with and they have tried to sort it out but say they can't reduce it so I have told them I am offski.

So, who do you insure with? Who is the best value (not the same as cheapest!) in your opinion?

I need all the options listed above and so far have got it down to around £450 but think it should be better!

After all I am a 40 year old driver, no accidents or claims in the last 5 years, live in the rural and always drive VERY carefully... honest Whistle
  
Post #78088931st Mar 2011 8:56 pm
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The Transformer
 


Member Since: 22 Jan 2010
Location: Leicestershire
Posts: 1791

England 2010 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4

As yours but we have only myself and my partner, both business use, protected ncb etc £325 with privelege
  
Post #78089031st Mar 2011 8:58 pm
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YeehawTwistyArms
 


Member Since: 07 Mar 2007
Location: UK
Posts: 705

United Kingdom 

Tesco - try an online quote.
  
Post #78089231st Mar 2011 8:59 pm
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bigdave
Site Sponsor 


Member Since: 04 Jul 2008
Location: Cornwall
Posts: 9868

England 

Got £475.00 from Aviva in darkest Coventry.

Best so far to be fair.

Havent tried meerkats or fat blokes yet.

DAve

Thumbs Up
 All things shipping, storage, transport. UK and worldwide.

E-mail [email protected] 
 
Post #78089431st Mar 2011 9:05 pm
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crwoody
 


Member Since: 09 Mar 2009
Location: Littleborough
Posts: 2109

United Kingdom 2006 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

I've just had a similar hike with NFU, from £375 last year to £883 this. Shocked

Best quote for like-for-like cover I got was with Saga - since I am suitably qualified to insure with them Rolling Eyes
Now covered for £388 Thumbs Up
 Clive

 
 
Post #78089531st Mar 2011 9:06 pm
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The Transformer
 


Member Since: 22 Jan 2010
Location: Leicestershire
Posts: 1791

England 2010 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4

If anyone is going over to Aviva they are doing £60 cash back through quidco at the moment
  
Post #78089631st Mar 2011 9:06 pm
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MacLeod 313
 


Member Since: 18 Apr 2008
Location: away
Posts: 10723

Scotland 2006 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

£340 Privilage
  
Post #78090231st Mar 2011 9:14 pm
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Heath_DA
 


Member Since: 05 Aug 2009
Location: Stockport
Posts: 667

United Kingdom 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Santorini BlackDiscovery 4

just over £500 fully comp with L&V - not the best of postcodes Rolling Eyes
  
Post #78091131st Mar 2011 9:25 pm
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hotrocks
 


Member Since: 05 Jan 2010
Location: England
Posts: 467

United Kingdom 2009 Discovery 4 3.0 TDV6 XS Auto Siberian SilverDiscovery 4

How you lot are getting 350 ish from priviledge - god only knows!

Tesco is the best at the moment out of those suggested but still 575 - think I might need to double check the small print on the 450 quote I had from Admiral
  
Post #78095531st Mar 2011 10:05 pm
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MacLeod 313
 


Member Since: 18 Apr 2008
Location: away
Posts: 10723

Scotland 2006 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

Never claimed, and never switched
  
Post #78095731st Mar 2011 10:11 pm
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disco_steve
 


Member Since: 25 Aug 2009
Location: Are you sure this is the M5 ?
Posts: 1498

England 2006 Discovery 3 TDV6 HSE Auto Arctic FrostDiscovery 3

Full comp, business use, unlimited mileage, protected NCB, spouse as named driver £328 with Santander
 Never get mad - get even !!

06 D3 now gone to family member and still going strong at 265k

previous vehicles:
04 D2 TD5 - (clocked 189k from new)
52 X-Trail 2.2 SVE
various euro boxes ! 
 
Post #78095831st Mar 2011 10:14 pm
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MacLeod 313
 


Member Since: 18 Apr 2008
Location: away
Posts: 10723

Scotland 2006 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

I bank with Santander, and they offered me 10% off my current insurer. I feel that switching could incur costs in the long run, been with Privilage a while, and Direct Line before who own Privilage.

Happy with my Premium that includes SWMBO with registered Medical reasons, business Mileage, but no more than 8k a year.
  
Post #78096031st Mar 2011 10:18 pm
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fat bloke
 


Member Since: 07 Aug 2006
Location: OXFORD
Posts: 1243

United Kingdom 2015 Discovery 4 3.0 SDV6 SE Auto Santorini BlackDiscovery 4

£265 L&V protected same as last year. Thumbs Up
  
Post #78099931st Mar 2011 11:15 pm
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Stu
 


Member Since: 08 Feb 2009
Location: Hampshire
Posts: 2423

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

Around £500 with Adrian Flux as I want / need the off road cover. Clive - is it wise to change? At least NFU paid out when you went swimming! Maybe you're going to avoid swimming in future? Whistle
 D3 HSE MY05 Auto

Expo Rack, Club MTR, LR Spots, A Bar, Light Guards, GNVP Sump Guard, GNVP Ladder, Cup Holders, RLD A Bar brackets. Disco3Club stickers, Aux power on Mod 
 
Post #78100131st Mar 2011 11:21 pm
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frenchy
 


Member Since: 05 Dec 2007
Location: Liverpool
Posts: 1036

United Kingdom 2016 Discovery 4 3.0 TDV6 HSE Auto Indus SilverDiscovery 4

Got my quotes yesterday.

Last years premium £525 ish (AXA)
renewal quote £630 Shocked (AXA)
Direct Line £1150 Rolling with laughter

Money Supermarket best quote £695 (LVE)

but AVIVA are currently offering 3 mths free to new customers so their quote £565 Smile
  
Post #7810311st Apr 2011 12:18 am
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