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Personal reg plate reduces insurance cost....
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astonbuilder
 


Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 5605

England 2012 Discovery 4 3.0 SDV6 XS Auto Santorini BlackDiscovery 4
Personal reg plate reduces insurance cost....

renewal in for car insurance at £240 or so

Logged into my insurance comparative site of choice and refreshed existing details already stored there for today's date and got quote of £201.21 so the usual rigmarole of being able to better your renewal quote Rolling Eyes

However I've just put a personal reg' plate on the car and also noticed that I hadn't got 'commuting' option ticked and also upped the annual mileage as doing a few more miles in the car now.

Expected that the 'increased risk' of occasional commuting and more miles per annum to maybe add a few quid to the price but it came back at £190.68.

Can only think that the algorithm's used by the site has assumed the car is now older (it's an '11' plate I've put on the car, replacing it's real age plate of a '13')
  
Post #195375114th Jun 2018 11:36 am
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Ipken
 


Member Since: 07 Mar 2018
Location: Mansfield Woodhouse
Posts: 32

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Unknown ColourDiscovery 3

I had the renewal last year for my motorcycles and called to tell them about the 6 points in that year plus the speed awareness course. Busy year.
The premium went down which was weird.
The explanation given was that the underwriters constantly review their risk across the portfolio leading to a reduced premium From when they sent the renewal out
  
Post #195377714th Jun 2018 12:10 pm
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Narpy
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Member Since: 18 Jul 2011
Location: Stockport
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2005 Discovery 3 TDV6 S Manual Cairns BlueDiscovery 3

Maybe they've read a few of your threads and figured if your jokes are as old as your driving style, you don't pose a threat to other road users! Shocked









Just a thought. Wink
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Post #195379014th Jun 2018 12:39 pm
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astonbuilder
 


Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 5605

England 2012 Discovery 4 3.0 SDV6 XS Auto Santorini BlackDiscovery 4

if that's the case I'd better post another handful and then refresh my quote again Laughing
  
Post #195379114th Jun 2018 12:42 pm
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