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Kirk70
 


Member Since: 20 Jun 2016
Location: Dumfries
Posts: 21

Scotland 2006 Discovery 3 TDV6 SE Auto Zermatt SilverDiscovery 3
Smash 1 year ago today



Very careless taxi driver (without a current MOT may I add), speeding round a blind corner. I managed to stop as was taking my time (Disco not really a sports car.....) and she never even tried to maneuver, she just ran straight into the front of me.



Don't think she was happy, I clearly wasn't.....



Think she came off worse though, Glad I was in a Disco.



Clearly though, she could have gotten a bus through there sideways without hitting me.



Insurance bill was £4000 for the repair and £21,000 (yes £21,000. It was £328 per day for two months) for the hire of the loan car (66 plate Landmark).




She runs well and has done me proud, here's hoping I always drive Land Rover.
 2006 SE
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Post #186111924th Sep 2017 11:02 am
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Red Merle
 


Member Since: 30 Aug 2014
Location: Cornwall
Posts: 4112

United Kingdom 

May I take it that it was found in your favour?
 

Two glorious D4’s, but have defected to the footballer / drug barron camp - with a L405 FFRR Wink 
 
Post #186112324th Sep 2017 11:10 am
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Aerialmark
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Member Since: 21 Jun 2015
Location: Burnley (Where the M65 is cobbled)
Posts: 3324

England 2005 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

Glad you are sorted Thumbs Up (Been spooky if it had happened on Friday the 8th November and your reg had predicted it) Shocked
 Pendle Transfers
Travel for all occasions to and from any destination in the UK.
www.pendletransfers.com 
 
Post #186114624th Sep 2017 12:04 pm
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defector
 


Member Since: 23 Feb 2009
Location: Greater Manchester
Posts: 647

United Kingdom 2008 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

Very careless taxi driver (without a current MOT may I add).

You will find most taxi's without a MOT on the government database.
This is because they usually go for a test either annually, 6 monthly or even every 4 months (depending on the Authority and age of car) at a special test facility without which they do not get the taxi plate.
  
Post #186115724th Sep 2017 12:31 pm
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Aerialmark
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Member Since: 21 Jun 2015
Location: Burnley (Where the M65 is cobbled)
Posts: 3324

England 2005 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

Thats correct, I go for a certificate of compliance every 6 moths and renew my plate at the same time. But every year get a mot certificate from the examiner (Free of charge) so I can tax the car online Thumbs Up
 Pendle Transfers
Travel for all occasions to and from any destination in the UK.
www.pendletransfers.com 
 
Post #186115824th Sep 2017 12:39 pm
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BBDisco3
 


Member Since: 23 Nov 2008
Location: Cheshire
Posts: 2627

United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Lux Auto Indus SilverDiscovery 4

Why did it take 2 months to repair Shocked
  
Post #186119424th Sep 2017 3:08 pm
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Kirk70
 


Member Since: 20 Jun 2016
Location: Dumfries
Posts: 21

Scotland 2006 Discovery 3 TDV6 SE Auto Zermatt SilverDiscovery 3

Red Merle wrote:
May I take it that it was found in your favour?


Yes, found in my favour due to pictures taken.
 2006 SE
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Post #186135624th Sep 2017 8:43 pm
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Kirk70
 


Member Since: 20 Jun 2016
Location: Dumfries
Posts: 21

Scotland 2006 Discovery 3 TDV6 SE Auto Zermatt SilverDiscovery 3

defector wrote:
Very careless taxi driver (without a current MOT may I add).

You will find most taxi's without a MOT on the government database.
This is because they usually go for a test either annually, 6 monthly or even every 4 months (depending on the Authority and age of car) at a special test facility without which they do not get the taxi plate.


Cheers for the update, no one ever answered my question as to why this was at the time. Every day is a school day. Very Happy
 2006 SE
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Post #186136024th Sep 2017 8:45 pm
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Kirk70
 


Member Since: 20 Jun 2016
Location: Dumfries
Posts: 21

Scotland 2006 Discovery 3 TDV6 SE Auto Zermatt SilverDiscovery 3

BBDisco3 wrote:
Why did it take 2 months to repair Shocked


Took about two weeks to repair and the rest of the time it sat in the garage waiting for her to admit liability. Pictures proved she was at fault, invoice was paid by her insurance company and my car was released from the garage.

I did however manage to take the new Disco 4 on a good old test drive through over a foot of snow towing 3 kids behind on sledges. Lots of fun Thumbs Up
 2006 SE
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Post #186136224th Sep 2017 8:49 pm
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Kirk70
 


Member Since: 20 Jun 2016
Location: Dumfries
Posts: 21

Scotland 2006 Discovery 3 TDV6 SE Auto Zermatt SilverDiscovery 3

Aerialmark wrote:
Glad you are sorted Thumbs Up (Been spooky if it had happened on Friday the 8th November and your reg had predicted it) Shocked


Cheers Aerialmark, yeah that would have been spooky Shocked
 2006 SE
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Post #186136324th Sep 2017 8:51 pm
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NoDo$h
 


Member Since: 02 May 2006
Location: Saving the Ying-Tong from the tiddle-i-po
Posts: 16632

United Kingdom 2008 Discovery 3 TDV6 SE Auto Zermatt SilverDiscovery 3

And folk wonder why insurance premiums are so high Rolling Eyes
  
Post #186139524th Sep 2017 10:43 pm
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The Dundonian
 


Member Since: 21 Dec 2015
Location: Dundee
Posts: 1839

Scotland 2012 Discovery 4 3.0 TDV6 HSE Auto Barolo BlackDiscovery 4

Sorry, but I think £21k for a loan car whilst yours was repaired was more than extreme. It's no wonder insurance premiums rise. No doubt it was one of those accident management companies that took over.
Has her insurance paid for the hire car? You could have trouble justifying the expense tbh. It's just not reasonable.
  
Post #186141025th Sep 2017 6:39 am
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 5830

United Kingdom 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

^ I agree. If I was her insurance company I'd test it in court. The cost of hiring the replacement car was significantly greater than the value of your car and the repairs. We were involved in a similar thing with one of the guys on site in a pick up and got our insurer to fight it, which took some effort but they did and eventually won. More and more insurers are now fighting these accident management scammers.
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Post #186142725th Sep 2017 7:17 am
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The Dundonian
 


Member Since: 21 Dec 2015
Location: Dundee
Posts: 1839

Scotland 2012 Discovery 4 3.0 TDV6 HSE Auto Barolo BlackDiscovery 4

I still can't get over the price, £2,296 per week! Shocked

Even Avis aren't charging that.

As you said Moo, the rental price of the car far exceeds the value of the car damaged, I'd be very surprised if the insurance company will wear that one but you never know.

Next the Accident Management Company will be encouraging a whiplash claim. There should be a law banning these companies tbh.
  
Post #186143325th Sep 2017 7:34 am
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BBDisco3
 


Member Since: 23 Nov 2008
Location: Cheshire
Posts: 2627

United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Lux Auto Indus SilverDiscovery 4

Can't understand why the Insurer of the Disco didn't authorise and pay for the repair (presumably with its value its insured Comprehensive)

That way there would have only been 2 weeks of hire and saved over £15000 !
  
Post #186143525th Sep 2017 7:35 am
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