Member Since: 09 Oct 2017
Location: Devon
Posts: 85
AA Breakdown Parts & garage cover
I'm just in the process of switching my breakdown cover to the AA, and wanted some feedback on whether the parts and garage cover is worth it with a Disco.
Annually it adds £80.17 for to my breakdown cover costs for "Help with parts and garage bills after a breakdown. Covers up to 5 claims a year, each up to £500 with a £35 excess. Excludes pre-existing faults."
I've only had my Disco for a month, and it had a full service history with all the major jobs done, so I'm hoping its in pretty good shape.
Are people finding their costs are coming after a breakdown, or as a result of wear & tear over time or identified during servicing/MOT checks. I would imagine the later, and that this garage & parts cover wouldn't pick up much in the way of running costs.
Any thoughts?
12th Dec 2017 3:17 pm
Disco_Mikey
Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20733
Done quite a bit of work under this policy. Covered everything I've claimed for so far, and takes the sting out of a few bills My D3 Build Thread
Member Since: 31 Jan 2011
Location: Staffordshire
Posts: 1172
I used to have it when I used mine for towing
Claimed on it a few times and never had a problem
As Disco Mikey says it does take the sting out of a repair
Andy05 TDV6,"S" in all colourcoded Zermatt silver,7 seats winter pack HK 6cd stereo,Dual climate,Xenons,
Mods:
Re-Con Engine,De-Tango,Reverse camera,Fog/DRl lights,Aux Battery, perm Aux socket in boot,LED Volt meters in roof panel,Built in tom tom, Strobes fitted in grille, Aux switches for trailer lights fitted in roof panel,Roof Rails,Grille conversion
12th Dec 2017 3:47 pm
adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
I got the Restricted Performance on my D4 and got a lift back on the big yellow taxi earlier this year
I had literally 2 days before just renewed my AA cover as the existing was due to expire about 3 days later - without renewing the Breakdown Repair.
Hasty phone call to AA to amend renewal to include it (no issues there as I was still covered anyway but was worried that I wouldn't be by time repair was completed), they paid out the £500 to replace a Turbo Shut Off Valve, no hassle, I paid garage directly, garage gave me the claims reference, I got paid within a couple of days (apparently pay members quicker than the garage)
So - IMO, I'd take it out - I will again when I renew in March
12th Dec 2017 3:53 pm
Scott #55
Member Since: 15 Apr 2015
Location: Glasgow
Posts: 1665
Check RAC as well - I'm not sure but I seem to remember when I was looking that they cover up to £750. But I could be mistaken.2014 - D4 2010 HSE Nara Bronze
2012 - FL2 2009 GS Stornoway Grey
2001 - VW Passat Estate Inky Blue
1999 - Ford Mondeo Light Blue
1998 - Rover 25 Red
12th Dec 2017 4:23 pm
Discovery-Dave
Member Since: 27 May 2015
Location: East Yorkshire
Posts: 157
I've got this level of cover and not actually had to use it. Very good to know people have claimed with no problems.
12th Dec 2017 4:42 pm
trainmanone
Member Since: 19 Dec 2014
Location: stockport
Posts: 366
RAC is £750 ,used the AA one once for alternator got hire car as well(had top cover) well worth the extra imho
12th Dec 2017 5:57 pm
Ambrosian
Member Since: 09 Oct 2017
Location: Devon
Posts: 85
Thanks, I'll factor it in then and check out the RAC as well
12th Dec 2017 6:01 pm
Ambrosian
Member Since: 09 Oct 2017
Location: Devon
Posts: 85
I see the RAC version only covers certain parts, anyone know what is and isn't likely to be included?
"Are you dependent on your car?
Though we are proud of our record of fixing 4 out of 5 vehicles by the roadside, we also provide further services if we are unable to fix your vehicle. Compared to our standard level of cover, our Garage Parts and Labour package is designed for drivers who depend heavily on their vehicle, but may not have the finances to fit it straight away. This optional extra will cover the cost of certain parts and labour up to £750 per claim through the RAC-approved garage network to help get you back on the road again. It should be remembered that this option is only available with our Recovery cover package."
12th Dec 2017 7:24 pm
Jaggz
Member Since: 13 Jan 2016
Location: U.K.
Posts: 125
RAC paid for a full set of ARC pipes to the front of mine when the front flexi burst, no excess and 750 limit for 5 claims, only downside is it has to be recovered to RAC approved garage where as AA is any VAT reg garage
Had mine recovered to RAC approved garage but they weren't happy to work on it saying it was a specialised Vehice, RAC agreed to recover from their approved garage to my Indy and repair carried out no problems
12th Dec 2017 8:44 pm
Ambrosian
Member Since: 09 Oct 2017
Location: Devon
Posts: 85
Nearest RAC approved garage who are also a Landrover specialist to me are Vanstones in Launceston - just happens to be where the previous owner had my disco serviced. Not particular close - about 40 minutes drive, but I could live with that. Looks like RAC cover it is for me then. Thanks folks
Member Since: 22 Oct 2017
Location: London
Posts: 156
I have had this cover for about 4 years now on 3-4 different cars and Have never had issues with placing the claim and getting approved, definitely recommended as 500 quid will cover pretty much all the little to mid size issues like altermator, starter etc. They even replaced the battery on my Jeep Wrangler once as they found it faulty!!
The only thing that sucks though but yet i can kind of understand is you HAVE to breakdown and AA has to attend the vehicle before claim can be made.2005 D3 V8 SE
2005 D3 V8 HSE gone
13th Dec 2017 2:45 am
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6902
I had the AA cover and used without question several times,Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
13th Dec 2017 7:58 am
Dusty
Member Since: 23 Sep 2013
Location: London
Posts: 1022
Just to throw in a bit of balance
I did have a failed claim with this policy.
It was on a RR P38, the famous BECM went pair shaped causing the electrics to throw a wobbly, amongst other things my headlights packed up.
Patrolman confirmed diagnostics and doing what I thought was helpful drove the car to my local Indy to be sorted. Big mistake as apparently by doing this it showed the car was not faulty. The claim 'MAY' have been settled if I had waited for a recovery truck!!
I pointed out that the car was pretty useless in the middle of the night without any lights, but this didn't seem to matter
Bit annoying as the claim came to exactly £500.Discovery 4 HSE
SDV6
2015
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