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MasterDisco3
 


Member Since: 02 Sep 2009
Location: Leicester
Posts: 193

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Stornoway GreyDiscovery 4
Prang

Er indoors was doing a three point turn. She did her first manoeuvre and ready to go back and off. Looks in her mirror whilst she was stationary and sees some silly moo reverses out of a drive and goes into the back of our Disco 4.

The moo asks my wife why she did not horn and what she was doing in her way!

Then she says seeing as her car is quite damaged it's my wife's fault so pass us the insurance details.

Just looked at the disco and all I can see is her blue paintwork on the tow bar cover and a bit of scuff on the lower bumper that is not colour coded.

I can see a fight with the insurance company approaching.


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 Disco 4 "10" HSE
Audi A6 S line Auto
Mercedes W463 G Wagon 300 GES
Jaguar XF 3.0d Portfolio.....gone
D3 V8 Black SE Auto --- LPG (300 BHP)---gone Sad
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Post #884463Mon Jan 16 2012 9:22pm
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Very Annoyed
 


Member Since: 19 Nov 2005
Location: Up there, past the strange people and the sheep.
Posts: 3655

England 

Probably not as the other driver needs to enter the public road your wife was on and in doing so it's her responsibility to prove that it's safe and clear to do so. ISTBC
 Loving the power of the TDV8!  
Post #884492Mon Jan 16 2012 10:05pm
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MasterDisco3
 


Member Since: 02 Sep 2009
Location: Leicester
Posts: 193

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Stornoway GreyDiscovery 4

Update: The third party insurers are wanting a 50/50 liability (I have not even begun my process)

Says as my wife was doing a three point turn she no longer has right of way....The third party is saying now that my wife was reversing at the time when she came out of her drive even though my wife knows she was stationery and saw it all coming....

I despair Confused
 Disco 4 "10" HSE
Audi A6 S line Auto
Mercedes W463 G Wagon 300 GES
Jaguar XF 3.0d Portfolio.....gone
D3 V8 Black SE Auto --- LPG (300 BHP)---gone Sad
911 "964" Celebration Guards Red "the only UK one" 
 
Post #885077Tue Jan 17 2012 10:48pm
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Very Annoyed
 


Member Since: 19 Nov 2005
Location: Up there, past the strange people and the sheep.
Posts: 3655

England 

Don't forget to claim for whiplash!
 Loving the power of the TDV8!  
Post #885106Tue Jan 17 2012 11:17pm
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kingofthesparks
 


Member Since: 02 Jun 2011
Location: United Kingdom
Posts: 369

2006 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

Very Annoyed wrote:
Don't forget to claim for whiplash!


and the 4 passengers Thumbs Up
  
Post #885108Tue Jan 17 2012 11:19pm
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MasterDisco3
 


Member Since: 02 Sep 2009
Location: Leicester
Posts: 193

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Stornoway GreyDiscovery 4

kingofthesparks wrote:
Very Annoyed wrote:
Don't forget to claim for whiplash!


and the 4 passengers Thumbs Up


Have we forgotten.....it's a 7 seater... Rolling with laughter

I have decided not to claim against my insurance until the third party accepts full liability. Then I will hit em hard for all the hassle....
 Disco 4 "10" HSE
Audi A6 S line Auto
Mercedes W463 G Wagon 300 GES
Jaguar XF 3.0d Portfolio.....gone
D3 V8 Black SE Auto --- LPG (300 BHP)---gone Sad
911 "964" Celebration Guards Red "the only UK one" 
 
Post #885203Wed Jan 18 2012 8:36am
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dangerdave
 


Member Since: 23 Nov 2010
Location: Cheshire
Posts: 568


Even if fault is found, most insurance companies have a policy whereby each pays for the damage to their own insured.

Anyway, without an independent witness, it's just one persons word against another unfortunately.

The worse case I've had of that is being stationary and someone in another car, hit me and took the wing mirror off. He did stop, didn't even deny it was his faul, but told me the damage was my problem. Why I told him I'd get the Plod, he said he'd tell them it was my fault! I was very annoyed, but could do nothing.

It did stike me that without witnesses I could have punched his lights out and denied it too, but it wasn't worth the aggro.
  
Post #885254Wed Jan 18 2012 10:41am
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pom
 


Member Since: 10 Feb 2008
Location: Worcestershire
Posts: 1702

United Kingdom 2006 Discovery 3 TDV6 SE Auto Bonatti GreyDiscovery 3

It's times like this the blackvue's cams really pay for themselves.

Pom
  
Post #885255Wed Jan 18 2012 10:43am
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Bushwanderer
 


Member Since: 27 Nov 2007
Location: Sydney, Australia
Posts: 1791

Australia 2005 Discovery 3 TDV6 S Manual Buckingham BlueDiscovery 3

Can't the fault be determined from the damage caused and the angle of impact?
 The Bearded Dragon  
Post #885446Wed Jan 18 2012 6:05pm
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crews control
 


Member Since: 18 Mar 2007
Location: Hampshire
Posts: 1976

United Kingdom 2011 Discovery 4 3.0 SDV6 Landmark LE Auto Fuji WhiteDiscovery 4

pom wrote:
It's times like this the blackvue's cams really pay for themselves.

If you haven't got a blackview, take lots of photo's, even with your phone, before moving the vehicles. Can be invaluable if someone decides to change their story, like this "silly moo"!
  
Post #885485Wed Jan 18 2012 7:06pm
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MasterDisco3
 


Member Since: 02 Sep 2009
Location: Leicester
Posts: 193

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Stornoway GreyDiscovery 4

crews control wrote:
pom wrote:
It's times like this the blackvue's cams really pay for themselves.

If you haven't got a blackview, take lots of photo's, even with your phone, before moving the vehicles. Can be invaluable if someone decides to change their story, like this "silly moo"!


Tell me about it...in fact tell my wife!!

Another parent has come forward who saw the third party pulling out and said she would have knocked down someone as she was not looking. Lets hope the insurers sees sense.
 Disco 4 "10" HSE
Audi A6 S line Auto
Mercedes W463 G Wagon 300 GES
Jaguar XF 3.0d Portfolio.....gone
D3 V8 Black SE Auto --- LPG (300 BHP)---gone Sad
911 "964" Celebration Guards Red "the only UK one" 
 
Post #885501Wed Jan 18 2012 7:29pm
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MasterDisco3
 


Member Since: 02 Sep 2009
Location: Leicester
Posts: 193

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Stornoway GreyDiscovery 4

Bushwanderer wrote:
Can't the fault be determined from the damage caused and the angle of impact?


a few flakes of third party blue paint and scuff on the plastic cover that protects the electrics. Wish I left my tow bar on that would have been been worth it!!!
 Disco 4 "10" HSE
Audi A6 S line Auto
Mercedes W463 G Wagon 300 GES
Jaguar XF 3.0d Portfolio.....gone
D3 V8 Black SE Auto --- LPG (300 BHP)---gone Sad
911 "964" Celebration Guards Red "the only UK one" 
 
Post #885502Wed Jan 18 2012 7:30pm
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