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Tyre Insurance Now Available
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kam100
 


Member Since: 27 Jan 2006
Location: Midlands
Posts: 263

United Kingdom 
Tyre Insurance Now Available

Hi.

As per my previous post, we are now in a position to offer Tyre Insurance, at heavily discounted prices.

Cover provides;

- 24 hour assistance, 365 Days per annum.
- Access to established national repairer network / any VAT registered TYRE Fitter in the UK.
- Accidental Damage, Cost of damage repair or replacement of tyres.
- Malicious damage cover, cost of damage repair or replacement of tyres.
- Punctures - Covering the cost of repairs or if required, replacement of your tyres.
- NO POLICY EXCESSES.
-14 Day Cooling off period.
- £250.00 cover per tyre limit.

Conditions:
-Vehicle has to be within 7 years old, and covered less then 75k Miles.
-Does not cover general wear & tear of tyres which have reached the end of their useful life.
-UP TO 5 CLAIMS PER POLICY. – One claim = one tyre either replaced/repaired.
-Void for Tyres damaged from being driven at blatantly incorrect pressures.
- Tyres must carry E – European marker.
- Certain makes and models (high performance / rare build cars) are not eligible for cover.
-Vehicle must have been driven in line with manufacturers recommendation.
-Vehicles must have full service history in line with manufacturers requirements.
-Policy comes into force after 48 hours from purchase.
-Tyre tread must be above that of the legal limit at time/point of claiming.

Full T&C’s Available on request.

Price:

Tyres Over 17”:

24 Months:
£161.70 (Inclusive 5% IP Tax).

36 Months:
£235.31 (Inclusive 5% IP Tax).

MHC LTD working as an Agent for: J.D. Concepts Ltd who are authorised and regulated by the Financial Services Authority under membership no. FRN 314466. For more details, please visit www.fsa.gov.uk.

12 MONTHS INTEREST FREE PAYMENTS AVAILABLE – CAN ALSO BE BUNDLED TOGETHER WITH OUR OTHER INSURANCE PRODUCTS.
  
Post #5587791st Dec 2009 7:22 pm
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mrandmrsh
 


Member Since: 25 Sep 2008
Location: Holmfirth
Posts: 487

United Kingdom 2008 Discovery 3 TDV6 HSE Auto Tangiers OrangeDiscovery 3

Hi, would it cover damage to my MTRs when used off-road?

Cheers
Craig
 2012 Defender 110 XS Utility 2.2
2012 D4 Commercial 255 8-speed, Active diff, lots of extras on order, comes Sept - ORDER CANCELLED (isn't divorce expensive....?)
2008/08 D3 HSE G4 - part exchanged for the 110
1987 110 CSW with 200 Tdi (now gone)
2007/57 D3 TDV6 HSE - NOW GONE owned 1/oct/08 to 31/dec/09
2007 Seat Altea Freetrack4 170 tdi (wife's car, wife now gone!) 
 
Post #6805317th Aug 2010 5:40 am
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Phat Face
 


Member Since: 08 Jul 2009
Location: Gloucester
Posts: 354

England 2006 Discovery 3 TDV6 HSE Auto Bonatti GreyDiscovery 3

Excuse my ignorance, but for tyre insurance, what is the relevance of the age/mileage of the vehicle? Why is this a restriction? Confused
 Lloyd "Phat Face"
2006 TDV6 HSE in Bonatti Grey

Club 19" GGAT's
Club B.A.S. EGR Bypass 
 
Post #6805707th Aug 2010 8:41 am
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Hobgoblin
 


Member Since: 15 Nov 2007
Location: As always, in the sh*t, it's only the depth that varies
Posts: 1423

Spain 2008 Discovery 3 TDV6 HSE Auto Atacama SandDiscovery 3

What Pfat Face said Confused
 I'm not as good as I once was........but I'm as good once as I ever was.  
Post #6805727th Aug 2010 8:44 am
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npinks
 


Member Since: 30 Jan 2008
Location: Leeds
Posts: 1880

United Kingdom 

I have got this cover and I believe it does not cover mtr or any other tyres when used off road

Just had a claim without a hitch for a written off tyre due to a screw
    
Post #6805767th Aug 2010 8:53 am
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redjelly5000
 


Member Since: 18 Jul 2008
Location: West Yorkshire
Posts: 461

England 2009 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

As said above, how is car age, mileage and service history relevant to tyre damage or punctures? You drive over a nail, what difference does your service history make? Am I more likely to get my tyres slashed if my car has over 75k on the clock? Seems pretty ridiculous to me. Maybe there's a good explanation, but I can only imagine as usual this is insurance companies looking for any excuse to not pay out. Probably find the first time you have a genuine claim, you will suddenly realise that you just hit 76k so no new tyre!
 D3 TDV6 HSE 2009 Zermatt Silver (current)
D3 TDV6 HSE 2005 Maya Gold (previous)
D2 TD5 ES 1999 (previous)
Defender TD5 swb hard top 2005 plate (previous)
Defender 300tdi swb hard top 1994 (previous) 
 
Post #69560921st Sep 2010 10:13 pm
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andycouchman
 


Member Since: 17 Aug 2009
Location: Cotswolds
Posts: 128

United Kingdom 2007 Discovery 3 TDV6 XS Manual Zermatt SilverDiscovery 3

Insurance premium tax (IPT) went up to 6% from 4 January this year.

Age of a vehicle is likely to affect claims experience. Older cars will invariably have more claims for a range of reasons. Underwriters are likely to be more nervous of older vehicles.
 Andy C 

Last edited by andycouchman on 18th Mar 2011 4:39 pm. Edited 1 time in total 
Post #77584918th Mar 2011 4:12 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 43175

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Fuji WhiteDiscovery 4

andycouchman wrote:

Is this a genuine post?


No doubt it was correct at the time posted
Quote:
Tue Dec 01 2009 7:22pm
Whistle  
Post #77585018th Mar 2011 4:15 pm
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andycouchman
 


Member Since: 17 Aug 2009
Location: Cotswolds
Posts: 128

United Kingdom 2007 Discovery 3 TDV6 XS Manual Zermatt SilverDiscovery 3

Apologies - thought this was a new post Embarassed Have edited my post (must learn to think first, act later)

Sorry Bow down
 Andy C  
Post #77586618th Mar 2011 4:41 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 43175

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Fuji WhiteDiscovery 4

Smile

andycouchman wrote:
(must learn to think first, act later)


I never do Cool ...shoot first ...questions for survivors later Thumbs Up
  
Post #77587318th Mar 2011 4:46 pm
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Bigbear
 


Member Since: 09 Apr 2014
Location: Bolton
Posts: 19


I'm looking for a new set of wheels now, are they any good?
  
Post #12671589th Apr 2014 2:01 pm
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_Chris
 


Member Since: 03 Sep 2015
Location: Kent
Posts: 94

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Santorini BlackDiscovery 4

Mods;

Seeing as the OP is six years old, the author never came back, and the company that was offering this product, JD Concepts Ltd. has gone bust, https://www.thegazette.co.uk/notice/L-60804-2013465

should this thread be deleted or at least removed as a sticky?
  
Post #160119529th Jan 2016 10:49 am
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professorpool
 


Member Since: 19 Mar 2012
Location: Woking
Posts: 1217

Wales 2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

I have never heard of such cover to be honest and I work in the insurance industry.

If you value tyres at £200 a corner then a premium of around £200 seem excessive also - better to self insure.

I have passed this thread on to one of my clients (performancedirect.co.uk) and asked them to carry out a feasibility study.
 07 MY D3 TDV6 HSE - Remap, Duratec A/T, RR brakes, EGR blank, upgraded hoses, rock sliders, ARB winch bumper with Warrior 9000, ladder, thule roof rack, dog guard, rear light guards, mantec upperlugga, xanadoo 450 boot basket, full width drawer system, RAI, LED spot array - front, led spot reversing, internal 12v relayed charging point, CB radio, Kenwood DAB double din ICE with Garmin nav, ipad permanent mount, reversing camera, front camera, dash camera, internal led lights, internal led spots  
Post #171829711th Oct 2016 11:33 am
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daftlad
 


Member Since: 12 Jun 2016
Location: Worksop , Nottinghamshire
Posts: 447

United Kingdom 2009 Discovery 3 TDV6 HSE Auto Stornoway GreyDiscovery 3

Hobgoblin wrote:
What Pfat Face said Confused


plus one on that one Shocked
  
Post #171830311th Oct 2016 11:42 am
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