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Robert SausageTrousers
 


Member Since: 09 Aug 2015
Location: Cornwall
Posts: 466

United Kingdom 2016 Discovery 4 3.0 TDV6 HSE Auto Bonatti GreyDiscovery 4

I've not got time to give them a ring, but have had an online quote from WD, the one thing I can't seem to find info on is if they have a claim limit (with LR it's the Purchase Price of the vehicle).

Obviously i'd firm anything up before taking a policy out but wondered if anyone here knows of WD's stance on claim limits - in particular the main thing I want cover for is the crankshaft, having had one go before!
  
Post #20151014th Jan 2019 12:41 pm
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6902

England 

look at the policy document, its the value of the vehicle. It does say "engine" and I specifically asked about crankshaft and they said yes verbally.

Am I right with point 16 in eclusions here, they only dont pay if someone else is making a contribution or if its under a recall or modification (well LR wont do that will they!!!! Rolling with laughter Rolling with laughter )



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Post #20151384th Jan 2019 1:51 pm
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Robert SausageTrousers
 


Member Since: 09 Aug 2015
Location: Cornwall
Posts: 466

United Kingdom 2016 Discovery 4 3.0 TDV6 HSE Auto Bonatti GreyDiscovery 4

Thanks, regarding the crankshaft, when I bought my Disco from LR they told me verbally that the extended warranty would cover it but I've read on here about numerous occasions where people have been refused it, so verbal confirmation is no good to me I'd need it specifically in writing to have any peace of mind.
  
Post #20151524th Jan 2019 2:12 pm
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Utred
 


Member Since: 19 Nov 2017
Location: Northwest
Posts: 89

United Kingdom 2012 Discovery 4 3.0 SDV6 HSE Auto Indus SilverDiscovery 4

OP - I got it in writing on an email, from WD before taking the policy out that the crankshaft is covered as part of my policy (secure care).
As per your thoughts -dont I had seen the numerous issues from LR and wanted it in writing.
  
Post #20151534th Jan 2019 2:20 pm
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Pelyma
  


Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496

England 

Robert SausageTrousers wrote:
Thanks, regarding the crankshaft, when I bought my Disco from LR they told me verbally that the extended warranty would cover it but I've read on here about numerous occasions where people have been refused it, so verbal confirmation is no good to me I'd need it specifically in writing to have any peace of mind.


Speak to DG he seems to have a contact that can help. Thumbs Up
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Post #20151584th Jan 2019 2:41 pm
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6902

England 

Anyone heard of/use Engie app, WD are giving it out free
 Joined the BMWX5 45e group
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Post #20155285th Jan 2019 5:53 pm
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6902

England 

I went for the core cover today, just before I hit 30k miles as it makes quite a difference, but cover not starting until my factory warranty runs out in mid March. It covers engine (so I believe crankshaft), turbos, transmission, not fuel or suspension, but at only £650 for 3 years, uncapped labour rate, I think that’s well worth it.
 Joined the BMWX5 45e group
1994 Defender 90

2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
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Post #201721410th Jan 2019 5:28 pm
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33Lurcher
 


Member Since: 29 Jun 2017
Location: Glossop
Posts: 225

United Kingdom 2016 Discovery 4 3.0 SDV6 SE Tech Auto Loire BlueDiscovery 4

My factory warranty expires on 22 Feb (3 yrs old) and then Land Rover Approved until 18 July ( 2 yrs from when bought ) .
If I am considering after market warranty would it be best for cover to start 23 Feb instead of when the Approved one finishes end of July ?

Thanks
  
Post #201724210th Jan 2019 6:47 pm
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6902

England 

Entirely your choice, but worth seeing how much it is, based on my prices, it would be about £40 it would cost you to start in Feb.
 Joined the BMWX5 45e group
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Post #201725510th Jan 2019 7:34 pm
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33Lurcher
 


Member Since: 29 Jun 2017
Location: Glossop
Posts: 225

United Kingdom 2016 Discovery 4 3.0 SDV6 SE Tech Auto Loire BlueDiscovery 4

Just put details in came up at £548 for 3 yrs Core Warranty Uncapped Labour rate .
  
Post #201729110th Jan 2019 8:40 pm
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Washwipe
 


Member Since: 19 Apr 2013
Location: Bucks Oxon Herts Border
Posts: 3169

England 

I’d go with February, just as the manufacturers warranty expires, waiting till July gives them wiggle room in August etc. When I last looked at WD they you would be covered immediately in event of a claim when coming out of manufacturers warranty, LR’s two year used isn’t manufacturers warranty if they get picky.
  
Post #201730710th Jan 2019 9:02 pm
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33Lurcher
 


Member Since: 29 Jun 2017
Location: Glossop
Posts: 225

United Kingdom 2016 Discovery 4 3.0 SDV6 SE Tech Auto Loire BlueDiscovery 4

Yes think I will go for cover as soon as the Factory warranty expires , may go for 2yrs at £387 .
  
Post #201731710th Jan 2019 9:16 pm
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33Lurcher
 


Member Since: 29 Jun 2017
Location: Glossop
Posts: 225

United Kingdom 2016 Discovery 4 3.0 SDV6 SE Tech Auto Loire BlueDiscovery 4

Just having a think , would it be sensible to add the Safety System Protection option to the Core one as it covers braking/suspension issues ?

Just thinking about the air suspension which we use quite frequently .

Thanks
  
Post #201748511th Jan 2019 11:59 am
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