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Warranty Wise vs Warranty Direct
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Philip1972
 


Member Since: 10 Mar 2017
Location: Gloucestershire
Posts: 653

United Kingdom 2011 Discovery 4 3.0 SDV6 GS Auto Zermatt SilverDiscovery 4

"outside of parts that wear"

Thats the killer.

In reality, you could say EVEYTHING has wear, therefore no payout.
  
Post #19803913rd Sep 2018 3:27 pm
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lynalldiscovery
 


Member Since: 22 Dec 2009
Location: Maidstone
Posts: 4807

United Kingdom 2006 Discovery 3 TDV6 Metropolis LE Auto Bonatti GreyDiscovery 3

Letc be honest its crank, crank and er crank that matters, the rest is just pocket change in comparison.
 No Illeism here.  
Post #19803943rd Sep 2018 3:37 pm
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FISHBOY
 


Member Since: 06 Sep 2010
Location: Kent
Posts: 649

United Kingdom 2014 Discovery 4 3.0 SDV6 HSE Auto Indus SilverDiscovery 4

Got a quote from WD of £2075 with 37k on the clock coming up 4 years old.

Haven't tried anyone else yet as always found WD to be very good over the years when I had my D3.

One thing I am surprised about is that I haven't had a chaser phone call even after asking for two separate quotes a month apart... Maybe GDPR has got them... but the funny thing is that I do want a call to haggle Very Happy
 Last of the D4 HSE...  
Post #19803973rd Sep 2018 3:48 pm
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Parallax33
 


Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1112

United Kingdom 2014 Discovery 4 3.0 SDV6 XXV LE Auto Causeway GreyDiscovery 4

Philip1972 wrote:
"outside of parts that wear"

Thats the killer.

In reality, you could say EVEYTHING has wear, therefore no payout.


I can’t comment on that until I have experienced a claim. WW have assured me I have the highest cover, and when I reflected on what they told me, WD appears to provide the same... will need to sit tight based on that for now.

Let’s hope the first is not a biggy! Shocked
 Justin

Discovery 4 MY14 XXV Causeway Grey
RRS MY12 Autobiography
Discovery 4 MY12 GS
Nanocom, Cruise Control, Cubby Fridge, TomTom SatNav, Xenons, BlackVue 
 
Post #19805363rd Sep 2018 10:55 pm
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L319
 


Member Since: 14 Dec 2013
Location: Herefordshire
Posts: 1485

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

Just reading my WD policy and it clearly states that cover extends to any insured part that has failed due to wear & tear . this excludes service items such as brake discs , pads shoes, manual clutch parts , exhausts etc. Brake bands clutches etc in auto boxes are covered.
  
Post #19805433rd Sep 2018 11:41 pm
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Peakwayfarer
 


Member Since: 25 Apr 2016
Location: Peak District
Posts: 266

England 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Waitomo GreyDiscovery 4

After a fair amount of time reviewing what after market warranties are available decided to pre book a Warranty Direct one to start the day the manufacturer warranty runs out. Looked at warranty wise but didn’t get a good feeling price started high but dropped as discussed, don’t think the claim limit wouldn’t cover a new engine, LR extended may not cover a new engine as allegedly a known fault, warranty direct have moved away from start high and haggle downwards to a fix price modular approach, so ticked all the boxes, selected 0% contribution, £50 excess uncapped labour, 3 year’s cover, paid a small holding deposit which fixes the price and cover until the start date next year.
  
Post #19807604th Sep 2018 8:33 pm
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Green Land Rover
 


Member Since: 21 Oct 2017
Location: Stourbridge
Posts: 82

United Kingdom 2014 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

Thanks everyone for your input Thumbs Up

Think I'm going to go for Warranty Direct in the morning.
  
Post #19807954th Sep 2018 10:32 pm
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Parallax33
 


Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1112

United Kingdom 2014 Discovery 4 3.0 SDV6 XXV LE Auto Causeway GreyDiscovery 4

Good luck! Seems like a good decision based on price if both end up equal in terms of cover
Thumbs Up
 Justin

Discovery 4 MY14 XXV Causeway Grey
RRS MY12 Autobiography
Discovery 4 MY12 GS
Nanocom, Cruise Control, Cubby Fridge, TomTom SatNav, Xenons, BlackVue 
 
Post #19808084th Sep 2018 11:25 pm
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FISHBOY
 


Member Since: 06 Sep 2010
Location: Kent
Posts: 649

United Kingdom 2014 Discovery 4 3.0 SDV6 HSE Auto Indus SilverDiscovery 4

Peakwayfarer wrote:
After a fair amount of time reviewing what after market warranties are available decided to pre book a Warranty Direct one to start the day the manufacturer warranty runs out. Looked at warranty wise but didn’t get a good feeling price started high but dropped as discussed, don’t think the claim limit wouldn’t cover a new engine, LR extended may not cover a new engine as allegedly a known fault, warranty direct have moved away from start high and haggle downwards to a fix price modular approach, so ticked all the boxes, selected 0% contribution, £50 excess uncapped labour, 3 year’s cover, paid a small holding deposit which fixes the price and cover until the start date next year.


So there is no haggling anymore?
 Last of the D4 HSE...  
Post #19808505th Sep 2018 8:09 am
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grzesiul
 


Member Since: 11 May 2008
Location: UK
Posts: 5245

United Kingdom 2016 Discovery 4 3.0 SDV6 SE Auto Loire BlueDiscovery 4

I have tried 3 time during last few phone chats and they are solid in saying no discount only what you get from the website.
G
  
Post #19809315th Sep 2018 11:36 am
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FISHBOY
 


Member Since: 06 Sep 2010
Location: Kent
Posts: 649

United Kingdom 2014 Discovery 4 3.0 SDV6 HSE Auto Indus SilverDiscovery 4

Yeah just called them too and they wont budge even for a historic customer of 5 years...

Playing around with the calculator now. Big difference between capped and uncapped - thing is - only other place I would take my D4(apart from a main dealer) is still £108 per hour and way above their £72 per hour top.

My last D3 had a wiring fault which took 4 days to fix - so at £36 cost per hour to myself would be over £1200 in labour. The £500 difference between capped and uncapped don't seem so bad now....
 Last of the D4 HSE...  
Post #19809465th Sep 2018 12:06 pm
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