DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72800
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 Damn Snelling Snecker. 
Fingies crossed. 
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 6th Apr 2012 9:43 pm |
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APL
Member Since: 14 Sep 2011
Location: Europe
Posts: 1130
  
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Just been filling in various bits of paperwork relating to the accident and the ensuing chaos........
Oh well has to be done I suppose. Looking forward to seeing my pride and joy fully rebuilt and looking like it should do, will take at least two weeks but at least the small number of scratches that were present on her (bumpers mainly) will also have been fixed as a result! 2016 Discovery 4 Commercial
2019 Discovery 5 HSE
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| 9th Apr 2012 3:26 pm |
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D4mation
Member Since: 29 Jul 2011
Location: Ruralshire
Posts: 593
 
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I'm glad it's working out OK for you and your truck will be restored to its former glory.
I often wonder why car insurance doesn't recompense the psychological damage an accident can inflict on the innocent party - stress, anxiety, and also all the hassle filling in forms and dealing with loads of 3rd parties. This all takes time and we have a limited amount of that in this world. MY12 D4 HSE Ipanema Sand
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| 9th Apr 2012 7:12 pm |
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APL
Member Since: 14 Sep 2011
Location: Europe
Posts: 1130
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True. A friend of mine who is a psychologist has told me that I should be able to claim for the trauma and stress of the actual incident itself, she reckons the thing to do is to get my insurance company to approach the other one and see what they offer, if anything. 2016 Discovery 4 Commercial
2019 Discovery 5 HSE
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| 9th Apr 2012 8:30 pm |
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kingofthesparks
Member Since: 02 Jun 2011
Location: Near Northampton m1 Watford gap
Posts: 429
 
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APL wrote:True. A friend of mine who is a psychologist has told me that I should be able to claim for the trauma and stress of the actual incident itself, she reckons the thing to do is to get my insurance company to approach the other one and see what they offer, if anything.
And people wonder why insurance keeps rising 
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| 9th Apr 2012 9:12 pm |
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Russell
Member Since: 24 Aug 2007
Location: Kent
Posts: 10564
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I was involved in an accident many years ago, not my fault but hit head on by another driver. Long story short, driver was not insured and turned out to be drunk, car did not belong to him and my car was written off, mark 1 Capri Luckily I had reported neck pain which turned out to be whip lash and as such got a payout for personal injury via the motor insurance burea. My solicitor who handled all of this told me at the time if you are ever involved in an accident always report any injury or stress because if the other party is not insured and you are only third party yoy can always claim from the MIB. MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club
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| 10th Apr 2012 12:37 am |
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APL
Member Since: 14 Sep 2011
Location: Europe
Posts: 1130
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The good news is that I received confirmation this morning that everything has been given the go-ahead for the repairs to my D4 and it should hopefully be ready in a couple of weeks time.... 2016 Discovery 4 Commercial
2019 Discovery 5 HSE
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| 17th Apr 2012 9:11 pm |
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MrH
Member Since: 08 Aug 2007
Location: lost in the forest
Posts: 7754
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Good news indeed, hope all goes to plan and you get her back soon 
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| 17th Apr 2012 9:27 pm |
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Paul White
Member Since: 27 Jan 2012
Location: Marshfield, Nr Bath
Posts: 279
 
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Quite agree KingoftheSparks....nothing's an accident anymore, someone has to pay!!
Ironically it's the innocent ones that do, i.e having to pay higher premiums to pay for compensation! 
Paul
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| 18th Apr 2012 10:33 am |
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Mother Theresa
Member Since: 21 Nov 2011
Location: Northants
Posts: 104
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Actually it is an accident if someone dies at the wheel (heart attack for example) and ploughs into you. I'm afraid you're on your own at that point.
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| 18th Apr 2012 6:11 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3640
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Mother Theresa wrote:Actually it is an accident if someone dies at the wheel (heart attack for example) and ploughs into you. I'm afraid you're on your own at that point.
Thats not quite right.
It all depends on the persons previous state of health. If the person had a history of heart attacks then there would be less chance of liability being in dispute.
However, should it be a young fit person who suffered the heart attack which resulted in the accident, and it could be shown that there was no previous indication of poor health then it may be hard to prove the accident was as a result of their negligence.
It would all be down to medical evidence.
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| 18th Apr 2012 7:12 pm |
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disco_steve
Member Since: 25 Aug 2009
Location: Are you sure this is the M5 ?
Posts: 1498
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Definition of 'accident'
An unplanned event which causes injury and/or damage (to person or property)
Definition of 'incident'
An unplanned event that had the potential to cause injury and/or damage but didn't Never get mad - get even !!
06 D3 now gone to family member and still going strong at 265k
previous vehicles:
04 D2 TD5 - (clocked 189k from new)
52 X-Trail 2.2 SVE
various euro boxes !
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| 18th Apr 2012 7:33 pm |
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disco_steve
Member Since: 25 Aug 2009
Location: Are you sure this is the M5 ?
Posts: 1498
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Definition of 'accident'
A unplanned event which causes injury and/or damage (to person or property)
Definition of 'incident'
A unplanned event that had the potential to cause injury and/or damage but didn't Never get mad - get even !!
06 D3 now gone to family member and still going strong at 265k
previous vehicles:
04 D2 TD5 - (clocked 189k from new)
52 X-Trail 2.2 SVE
various euro boxes !
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| 18th Apr 2012 7:34 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3640
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disco_steve wrote:Definition of 'accident'
A unplanned event which causes injury and/or damage (to person or property)
Definition of 'incident'
A unplanned event that had the potential to cause injury and/or damage but didn't
Under the Road Traffic Act you just need to prove negligence.
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| 18th Apr 2012 7:43 pm |
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