Member Since: 18 Apr 2008
Location: away
Posts: 10723
NeilD wrote:
Agree, awaiting the insurance would be my worry - where does he stand on this??.
Also, re DNA, nothing to hide no worries.
Well NFU does have off road cover, but would they try n wriggle out
Had my DNA taken, and proud of it. I was assaulted in 2006, somebody after my mobile slashed my face, I got the implement and shoved it into his thigh
23rd Jan 2010 11:32 am
crwoody
Member Since: 09 Mar 2009
Location: Littleborough
Posts: 2109
al cope wrote:
I though it was only written of if its been submergered in sea (salt) water. As this was freshwater, a dry out and clean should be OK.
Al
I suppose it's "fresh water" by definition but it's not clean and not really very fresh either, going by the condition of some of my electrical test gear that all got a soaking in the back, most of the electrical stuff (or at least anything that's not very tightly sealed) in the car would need replacing. the seats and carpets will stink forever too.
I've taken some of my gear apart and the amount of corrosion inside is amazing after just 24 hours or so.Clive
23rd Jan 2010 11:37 am
iconix
Member Since: 19 Nov 2006
Location: Oakley, Hampshire
Posts: 938
Sorry to see a drowned disco, we all make mistakes!!
Re: insurance, surely a ford is part of the public highway and not 'off road'?
23rd Jan 2010 11:53 am
MacLeod 313
Member Since: 18 Apr 2008
Location: away
Posts: 10723
Not when it floated, it had no contact with the ground it became a vessel rather than a 4x4
23rd Jan 2010 11:55 am
crwoody
Member Since: 09 Mar 2009
Location: Littleborough
Posts: 2109
DSL wrote:
Sound like NFU are being understanding, good job the do offroad cover!
and Mac "Well NFU does have off road cover, but would they try n wriggle out .."
Very true, but to be honest, I wasn't strictly "offroad", I was simply going home from work and went down a proper road marked on the map, it just happened to cross a ford.
Obviously a case where driver judgement has to take a part, unfortunately mine was clearly having an EPB moment at the time.
Clive
23rd Jan 2010 11:57 am
J@mes
Member Since: 10 Nov 2008
Location: Bomber County
Posts: 4547
Is there any "reasonable care" clauses for accidents, like there is with theft? Like if you leave your car running and it is lifted the insurance won't pay out because they deem you have not taken "reasonable care" to avoid the theft. Could they turn around and say "you drove through a ford that is obviously quite deep without checking current flow first when there was another safer way around" (I don't know if there is or not, just hypothetical) and therefore say you hadn't taken reasonable care?
Just a question of course, I'm not pointing blame or finger wagging at the OP's situation
2014 D4 XS
2005 D3 SE - Gone
23rd Jan 2010 12:00 pm
MacLeod 313
Member Since: 18 Apr 2008
Location: away
Posts: 10723
I am sure you will be fine, but it does point out those with lesser Insurance IMHO, I have Privilage Insurance and can add a Bolt on for occasional off road, does work out expensive but its tailor made as I dont off road much so why pay for the year.
However, if I was in your predicament, just going home and this happened, whats the chances my cover would pay out.
I truly hope yours will come to a amicable conclusion
23rd Jan 2010 12:01 pm
crwoody
Member Since: 09 Mar 2009
Location: Littleborough
Posts: 2109
Points taken J@mes & Mac, just have to play the waiting game now, not much else I can do apart from twiddle my thumbs and chase the NFU periodically.
I'm just glad I've got the 90 as a back-up.Clive
23rd Jan 2010 12:07 pm
tanters
Member Since: 24 Oct 2007
Location: Oireland
Posts: 4284
Sorry for your troubles mate.
If the water was that east maybe your lucky it didnt turn over with you inside. A disco can be replaced, you on the otherhand, maybe not.
Hope the insurance come throughA happy childhood ... is the worst possible preparation for life.
23rd Jan 2010 12:10 pm
crwoody
Member Since: 09 Mar 2009
Location: Littleborough
Posts: 2109
Cheers Tanters, TBH if the water was that fast I think I'd have felt it sooner and made a hasty retreat, as it was, it just lifted the back end enough to slew it round then it rolled backwards a little bit.
The annoying thing was that I was over half way across when it went, another couple of yards and I would have made it without any of this whole silly saga. Clive
23rd Jan 2010 12:24 pm
astonbuilder
Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8056
Having worked all my adult life in building cars/trucks I definately wouldn't be keeping it if it's "dried out" and returned to you as "ok to go". It would be sold, and pronto.....
Whether the water is 'clean' or otherwise it will have a nasty long term effect on the electrics. Even just a bit of water getting into a wire will spread like cancer.
The cars a gonner IMO
Begs question of the police though that if the car was "evidence" why it wasn't recovered ASAP However once 'dunked' I'd want it left there to ensure I didn't get it back
23rd Jan 2010 1:21 pm
crwoody
Member Since: 09 Mar 2009
Location: Littleborough
Posts: 2109
astonbuilder wrote:
... Begs question of the police though that if the car was "evidence" why it wasn't recovered ASAP ...
It's something I wondered at the time, but I guess when they put tape round it and call it a "crime scene" they want it left as-is?
They did say I could do what I want with it after I was "de-arrested" and given a lift home though.Clive
23rd Jan 2010 1:30 pm
Chicken Duck
Member Since: 11 Nov 2009
Location: Italy
Posts: 1387
disco's shall grow not old, as we that are left grow old.
Age shall not weary them, nor the years condemn.
At the going down of the sun and in the morning
We will remember them".
RIP poor disco.
remember it is a far better thing to have loved and lost than to have never loved at all
23rd Jan 2010 2:00 pm
Frodo
Member Since: 25 Oct 2008
Location: Pennsylvania
Posts: 377
"Also, re DNA, nothing to hide no worries."
They could clone him...2000 Discovery 2 Kent Green (totaled) R.I.P.
2006 Discovery 3 HSE Bonatti Grey
23rd Jan 2010 4:58 pm
NeilD
Member Since: 01 Dec 2008
Location: Sunny Surrey
Posts: 4845
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum
I was assaulted in 2006, somebody after my mobile slashed my face, I got the implement and shoved it into his thigh 
However once 'dunked' I'd want it left there to ensure I didn't get it back
